Non-resident loans

Looking for finance to purchase property in New Zealand?Bluestone’s Non-resident or cross border loan could be the solution for you.Whether you are newly arrived to New Zealand or reside overseas*, Bluestone may be able to help you fund the purchase or refinance of an investment residence in Australia or perhaps consolidate debts into a new mortgage at a lower interest rate.
You may be eligible for a Bluestone non-resident loan if you:
Permanently reside out of New Zealand and not a New Zealand citizen; or
Are a New Zealand citizen that has been living and working out of New Zealand; or
Reside in New Zealand however, are not a New Zealand citizen and do not have a permanent residents visa and;
Have security property in New Zealand older than 2 years;
Why choose Bluestone:
Access up to NZ$1million
Access up to 80% of the value of your security property (fees can also be capitalised)
Available for self employed (financials may not be required) and PAYE applicants
Optional ATM/EFTPOS Access card available to redraw funds
$0 upfront fees
Don’ let these stop you:
You are over 50, 60 or 70 years old
You are self-employed or have no financials
You’re a PAYG
You’re a contractor
You have an impaired credit rating
You have mortgage arrears
You have defaults
* Residents must reside in Canada, Republic of Ireland, United Kingdom, United States of America, Hong Kong, Singapore, South Korea, South Africa or Australia to apply.
Disclaimer: If a borrower is buying real estate in a country where they are not a permanent resident, they should check carefully regarding any restrictions on the purchase of real estate by foreign residents, and find out how income tax, GST, and other rates, taxes and duties may apply to their personal circumstances. Bluestone recommends that borrowers get expert advice from an accountant.